Consumer Bank Relations

Bank Relationship Management and Advocacy

Making successful consumers more financially successful, helping you overcome the turnover of your personal banker, creating a common ground between you and your bank(s), facilitating, negotiating, connecting, and repairing disconnects between consumers and their banks – that’s what we do.  We advocate for you to ensure you are getting the best value for the money when it comes to your bank loans. And if you need to find another bank because you are unsatisfied, we will help you make the switch.  We help you maintain a good relationship with your bank, give you help on how to meet the conditions of your loans and deposit accounts, and help you decipher the all too complex bank jargon, acronyms, and “banker speak.”

Bank Negotiations

We know it can be frustrating to try to find the personal financing you need. It’s even more difficult if you don’t know what questions to ask! We have decades of experience in the banking industry and we can help you with some ‘tricks of the trade’ and find the right financial institution to meet your deposit and lending needs. We will help you prepare and present documents in a way that will get you noticed in a good way. We can also help you recognize possible red flags of your financial situation so you can take corrective action as soon as possible.

Bank Choosing/Switching Services

Choosing a bank involves more than opening a new account any bank or picking the branch office nearest to your work. You need to understand what services you require, how much they cost, and how you can profit from using your banking services. We will take the time to walk you through how to solve problems, so you can go back to your life.  Nonetheless, some consumers may still spend very little time shopping for a bank.  We can help you choose the banks that are right for you.

Help To Obtain

Critical Services:

• • Nursing home spend down options
  • Power of Attorney options
  • Notary Services
  • Compare charges across multiple banking relationships, streamline the process of reviewing account analysis statements, and then maximize the value derived from each bank relationship
  • Account Clean-Up Services
  • Development of a Chart of Accounts that supports your financial situation
  • Consolidation of bank accounts
  • Decentralization of bank accounts
  • Seeking additional credit
  • Navigating ownership changes
  • Further automate personal account management process
  • Software training on the complete Microsoft Office Suite  (Word, Excel, Access, PowerPoint, Outlook)

Deposit Accounts:

• • Personal checking accounts
  • Personal savings accounts
  • Credit cards
  • Deposit-only cards
  • Discounted employee checking accounts
  • Online banking

Lending Services:

• • Home Equity Based Lines of Credit
  • Secured Lines of Credit
  • Unsecured Lines of Credit
  • Term-loans

Miscellaneous:

• • Wire transfers
  • Safe Deposit Boxes
  • Quicken Financial Software